:root{--ink:#16302c;--muted:#65736f;--line:#dfe8e3;--bg:#f7faf7;--white:#fff;--leaf:#167b58;--lime:#d4f3b4;--gold:#edb35a;--shadow:0 12px 40px rgba(29,53,44,.055)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;font-size:16px;line-height:1.55}a{color:inherit}a:hover{color:var(--leaf)}button,input,select{font:inherit}button{cursor:pointer}.shell{width:min(1120px,calc(100% - 40px));margin-inline:auto}
.skip{position:absolute;left:-999em;top:0;background:white;padding:12px;z-index:100}.skip:focus{left:12px}.topbar{background:rgba(255,255,255,.94);position:sticky;top:0;z-index:30;border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.topbar .shell{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:inline-flex;gap:11px;align-items:center;font-size:21px;text-decoration:none;font-weight:850;letter-spacing:-.8px}.brand-mark{background:var(--ink);width:36px;height:36px;border-radius:11px;display:grid;place-items:center;color:var(--lime);font-size:20px}.brand b{color:var(--leaf)}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{font-size:14px;font-weight:650;text-decoration:none;color:#3e5650}.nav-links a:hover{color:var(--leaf)}.menu-toggle{display:none;background:transparent;border:0;padding:9px;color:var(--ink)}
.eyebrow{font-size:12px;font-weight:850;letter-spacing:1.5px;text-transform:uppercase;color:var(--leaf)}.hero{padding:82px 0 56px;display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:center}.hero h1{font-size:clamp(42px,5vw,69px);line-height:1.08;letter-spacing:-2.9px;margin:17px 0 22px;max-width:740px}.hero h1 em{font-style:normal;color:var(--leaf)}.lead{color:#526a62;font-size:19px;max-width:650px;margin:0 0 26px}.hero-benefits{display:flex;gap:16px;flex-wrap:wrap;font-weight:650;font-size:14px;color:#386250}.hero-benefits span:before{content:'✓';padding-right:7px;color:var(--leaf)}.hero-visual{background:var(--ink);color:white;border-radius:27px;min-height:315px;padding:28px;position:relative;overflow:hidden;box-shadow:0 20px 60px rgba(22,48,44,.14)}.hero-visual:before{content:'';position:absolute;border-radius:50%;height:300px;width:300px;background:#245c49;right:-130px;top:-120px}.hero-visual:after{content:'';position:absolute;border-radius:50%;height:240px;width:240px;background:#276b4d;left:-170px;bottom:-120px}.mini-visual{position:relative;z-index:1}.mini-label{font-size:13px;color:#bbdbce;font-weight:650}.mini-figure{font-weight:850;font-size:clamp(42px,4vw,60px);letter-spacing:-2px;line-height:1.2;margin:8px 0 23px;color:var(--lime)}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px}.mini-stat{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.13);border-radius:14px;padding:15px}.mini-stat strong{display:block;font-size:19px}.mini-stat span{color:#bbdbce;font-size:12px}.mini-rail{height:7px;background:#3f765e;border-radius:9px;overflow:hidden;margin-top:23px}.mini-rail i{display:block;height:100%;width:62%;background:var(--lime);border-radius:9px}
.section{padding:35px 0 64px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:25px}.section h2{font-size:clamp(26px,3vw,39px);line-height:1.16;letter-spacing:-1.2px;margin:8px 0}.section-note{color:var(--muted);max-width:520px}.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.tool-card{display:flex;flex-direction:column;gap:10px;background:var(--white);border:1px solid var(--line);padding:26px;border-radius:20px;min-height:229px;text-decoration:none;box-shadow:var(--shadow);transition:transform .16s,border-color .16s}.tool-card:hover{transform:translateY(-3px);border-color:#a0cbb2;color:var(--ink)}.tool-card .card-symbol{display:grid;place-items:center;width:45px;height:45px;border-radius:13px;background:#e7f4e7;color:var(--leaf);font-size:23px}.tool-card h3{margin:8px 0 0;font-size:21px;letter-spacing:-.4px}.tool-card p{margin:0;color:var(--muted);font-size:14px;flex:1}.tool-card .arrow{font-size:14px;font-weight:850;color:var(--leaf)}.feature-band{background:#e9f3ec;border-radius:24px;padding:35px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:25px}.feature-band h3{margin:8px 0 7px;font-size:17px}.feature-band p{color:var(--muted);margin:0;font-size:14px}
.page-hero{padding:48px 0 23px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--leaf)}.page-hero h1{font-size:clamp(32px,4vw,50px);letter-spacing:-1.7px;line-height:1.15;max-width:780px;margin:10px 0 13px}.page-hero p{color:var(--muted);font-size:17px;max-width:780px}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(300px,.88fr);align-items:start;gap:22px}.panel{background:var(--white);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}.calc-panel{padding:27px}.panel-title{display:flex;align-items:center;justify-content:space-between;gap:16px}.panel-title h2{font-size:19px;letter-spacing:-.5px;margin:0}.text-button{background:transparent;border:0;color:var(--leaf);font-size:13px;font-weight:750;padding:8px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:23px}.form-grid .full{grid-column:1/-1}.field{display:flex;flex-direction:column;gap:6px}.field label{font-size:13px;font-weight:750;color:#395048}.field small{font-size:12px;color:var(--muted)}.field input,.field select{width:100%;border:1px solid #cddbd3;border-radius:10px;padding:12px 13px;background:#fcfefc;color:var(--ink);height:46px;outline:none}.field input:focus,.field select:focus{border-color:var(--leaf);box-shadow:0 0 0 3px #def1e4}.input-wrap{position:relative}.input-wrap input{padding-left:34px}.input-prefix{position:absolute;top:11px;left:14px;color:#799188;font-weight:750}.form-divider{border-top:1px solid var(--line);grid-column:1/-1;margin:0}.form-caption{grid-column:1/-1;margin-top:1px;font-size:12px;letter-spacing:1.1px;text-transform:uppercase;color:#709186;font-weight:850}.result-panel{padding:27px;position:sticky;top:96px}.result-panel .result-intro{font-size:13px;color:var(--muted);font-weight:750}.result-big{font-size:clamp(34px,4vw,52px);font-weight:900;color:var(--leaf);letter-spacing:-2px;line-height:1.2;margin:7px 0 12px;overflow-wrap:anywhere}.result-big.negative{color:#bb4949}.result-sub{font-size:13px;color:var(--muted)}.result-lines{border-top:1px solid var(--line);margin-top:22px;padding-top:10px}.result-line{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:10px 0;font-size:14px}.result-line span{color:#64776e}.result-line strong{font-weight:800;text-align:right;white-space:nowrap}.result-line.muted{font-size:13px;padding-top:5px}.calc-alert{background:#fff6e8;border:1px solid #eed7ae;color:#7c5526;border-radius:11px;padding:11px 13px;font-size:13px;margin-top:17px}.micro{font-size:12px;color:var(--muted);line-height:1.6}.tool-content{padding:50px 0 55px;display:grid;grid-template-columns:1fr .42fr;gap:48px}.tool-content article{max-width:760px}.tool-content h2{font-size:27px;letter-spacing:-.8px;margin:30px 0 12px}.tool-content h3{font-size:18px;margin:25px 0 8px}.tool-content p,.tool-content li{color:#4e625b}.tool-content ol,.tool-content ul{padding-left:23px}.tool-content a{color:var(--leaf)}.sidebar-mini{border-top:1px solid var(--line);padding-top:18px;margin-top:30px}.sidebar-mini h3{font-size:16px}.sidebar-mini a{display:block;color:var(--leaf);padding:10px 0;font-size:14px;font-weight:650;text-decoration:none;border-bottom:1px solid var(--line)}.callout{background:#ebf6ec;border-left:4px solid #43a377;padding:17px 20px;border-radius:8px;color:#36594a}.disclaimer{background:#fff9ee;border:1px solid #ecddc6;border-radius:12px;padding:15px 18px;font-size:14px;color:#715d3d;margin-top:18px}.footer{margin-top:36px;background:#193831;color:#d8e8de;padding:35px 0}.footer-inner{display:flex;justify-content:space-between;align-items:start;gap:23px}.footer .brand{color:white}.footer p{font-size:13px;color:#bdccc2;max-width:510px}.footer-links{display:flex;gap:15px;flex-wrap:wrap}.footer-links a{font-size:13px;color:#d4e6db}.legal{padding:45px 0;max-width:800px}.legal h1{font-size:43px}.legal p{color:#51665e}.legal h2{margin-top:27px}.not-found{padding:85px 0}.chip{display:inline-flex;align-items:center;background:#e3f3e8;border:1px solid #cce7d5;border-radius:999px;color:#3f7758;padding:7px 12px;font-size:12px;font-weight:750}
@media(max-width:850px){.hero{gap:22px;grid-template-columns:1fr}.hero-visual{min-height:230px}.tool-grid{grid-template-columns:repeat(2,1fr)}.calculator-layout{grid-template-columns:1fr}.result-panel{position:static}.tool-content{grid-template-columns:1fr}.tool-content aside{display:none}.feature-band{grid-template-columns:1fr}.footer-inner{flex-direction:column}}
@media(max-width:600px){.shell{width:min(100% - 30px,1120px)}.topbar .shell{min-height:65px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:65px;left:0;right:0;background:white;padding:15px 25px 25px;border-bottom:1px solid var(--line);flex-direction:column;align-items:start}.nav-links.nav-open{display:flex}.hero{padding:48px 0 29px}.hero h1{letter-spacing:-2px;font-size:42px}.lead{font-size:16px}.hero-visual{padding:23px;min-height:225px}.tool-grid{grid-template-columns:1fr}.tool-card{min-height:auto}.section{padding:30px 0 44px}.section-head{display:block}.page-hero{padding:29px 0 17px}.page-hero h1{font-size:35px}.page-hero p{font-size:15px}.calc-panel,.result-panel{padding:19px}.form-grid{gap:12px}.field label{font-size:12px}.field input,.field select{padding:10px 9px}.input-wrap input{padding-left:28px}.input-prefix{left:10px}.tool-content{padding-top:18px}.footer{margin-top:18px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
[hidden]{display:none!important}